Privacy Policy | AJ Nationwide Consulting LLC

Introduction

AJ Nationwide Consulting LLC ("Company," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website ajnationwideconsulting.com (the "Site") and use our services.

By accessing or using our Site, you agree to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

Information We Collect

Personal Information You Provide

We may collect personal information that you voluntarily provide to us when you:

Complete our contact or application forms
Send us an email or other correspondence
Request information about our services
Subscribe to receive marketing communications

The personal information we collect may include:

Identifiers: Full name, email address, phone number, mailing address
Financial Information: Business revenue, time in business, funding needs
Commercial Information: Business name, industry type, products or services offered
Internet or Network Activity: Browsing history on our Site, search history, interaction with our advertisements
Geolocation Data: General location information derived from your IP address

Information Collected Automatically

When you visit our Site, we may automatically collect certain information about your device and usage, including:

IP address and browser type
Operating system and device information
Pages visited, time spent on pages, and navigation paths
Referring URL and search terms
Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate your funding application
To provide, maintain, and improve our services
To communicate with you about your application, account, or our services
To send you promotional and marketing communications (with your consent)
To send you text messages regarding our products and services (with your express consent)
To comply with legal obligations and enforce our agreements
To detect, prevent, and address fraud and security issues
To analyze trends, administer the Site, and gather demographic information

Text Messaging and SMS Communications

If you opt in to receive text messages from AJ Nationwide Consulting LLC, we may send recurring promotional and marketing text messages to the phone number you provide. By opting in, you consent to receive these messages via an automated telephone dialing system (ATDS). Message frequency may vary, up to 4 messages per month. Message and data rates may apply.

You may opt out of receiving text messages at any time by replying STOP to any message you receive. For assistance, reply HELP. Consent to receive text messages is NOT a condition of purchase or service.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Your Information

We may share your personal information in the following circumstances:

Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, customer service, and marketing.
Business Partners: We may share your information with funding partners or financial institutions to facilitate your funding application, with your consent.
Legal Requirements: We may disclose your information where required by law, regulation, legal process, or governmental request.
Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business.
With Your Consent: We may share your information for any other purpose with your express consent.

We do not sell your personal information to third parties.

Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to collect information about your browsing activity. Cookies are small data files stored on your device. We use the following types of cookies:

Essential Cookies: Required for the operation of our Site
Analytics Cookies: Help us understand how visitors interact with our Site
Marketing Cookies: Used to deliver relevant advertisements and track campaign performance

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of our Site.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, firewalls, and regular security assessments. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. When your information is no longer needed, we will securely delete or anonymize it.

Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you
Correction: Request that we correct any inaccurate or incomplete personal information
Deletion: Request that we delete your personal information, subject to certain exceptions
Opt-Out: Opt out of the sale of your personal information (we do not sell personal information)
Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise any of these rights, please contact us using the information provided below.

California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA). You have the right to request that we disclose the categories and specific pieces of personal information we have collected, the categories of sources from which we collect personal information, and our business purpose for collecting such information. You may also request deletion of your personal information.

To make a CCPA request, please contact us at kevin@ajnationwideconsulting.com. We will verify your identity before processing any request.

Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

AJ Nationwide Consulting LLC
1608 Coney Island Ave
Brooklyn, NY 11230
Email: kevin@ajnationwideconsulting.com